Cost of ownership calculator

Why the hell do you need a car?

Now with market prices, mileage and the costs people conveniently forget.

Pick the suspect

Prices are Mashina.kg market references. You can edit every number.

Suspected vehicleThe people's business classAverage price on Mashina.kg: $17 600 ↗Listing-based reference, not a valuation of a specific car.

How you actually drive

Days answer “why own it”; kilometres drive fuel and servicing.

Days used per month8 days/moNot days owned. Days you actually get in and drive.Kilometres per month800 km/moCommutes, weekends and one unexpectedly distant relative.

What the car eats

Fuel, servicing, parking, depreciation and unpleasant surprises.

Market valueKGSYears of ownershipyearsAnnual depreciation%/yrAn estimate. Markets can be weird in both directions.Fuel (damn expensive) · АИ-95KGS/lFuel consumptionl/100 kmService, tyres and repairs per kmKGS/kmThe more you drive, the more something asks for money.Parking and washingKGS/moInsurance, tax and extrasKGS/yrAnnual average, excluding fuel and servicing.Uncovered accident risk without CASCOKGS/yrAnnual reserve: probability × potential loss. Not an accident forecast.